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Sprout IQ Market Brief · № 01
From Alejandro Neckles · Publisher, Sprout IQ
Insurance — Bay of Quinte

Belleville Insurance
— Severe Weather Season 2026

The insurance category in the Severe edition is open for one partner. The case for why now, what it is, and what it costs in time to decide.

The ask
A 20-minute conversation to claim ongoing category exclusivity — monthly print plus matched digital, capturing the rolling 12-week buyer cycle across Bay of Quinte.
Before the May 15 cutoff
I. Why now — three reasons, one window
i.

2024 set a record at $9.4 billion in losses.

Canadian insurers paid out $9.4 billion in 2024 — and 2025 ran exceed $2.4 billion. Risk is repricing, and homeowners are paying attention to who they trust.

Insured losses · IBC
ii.

Losses have more than doubled in a decade.

Canadian insurers paid $37 billion from 2016–2025, against $14 billion the decade prior. Claims have nearly doubled over the same window.

Decade-over-decade losses · IBC
iii.

2025 stacked multiple billion-dollar events.

The March ice storm hit $490 million, the August prairie storms $235 million, the July Calgary hailstorm $160 million. Renewal letters land against this backdrop.

2025 catastrophe losses · IBC
II. The program — precision plus reach, ongoing category ownership
Print · North Belleville Living MagazineK8N · North Belleville

Precision delivery

Established homeowner households on the streets where home values are highest. The move-up & refinance segment — not volume, fit.

Households
2,500+
Median sale
$735k
Cadence
Monthly
Digital · ProgrammaticK8N · K8P · K0K

Broader reach

Across Belleville, Quinte West & Prince Edward County — reaches the first-time research cohort before first contact.

Impressions
~70k / mo
Geo
K8N · K8P · K0K
Together

The homeowners looking at their renewal notice — plus the cohort still feeling last year's premiums.

Continuous presence. Built for recognition before the next renewal lands in the mailbox.

III. Category status — what's true today
Owners / edition
One
Competing voices
No other insurance advertiser in this edition
Status
Open — first to commit secures the category
Next step · No obligation

If the timing reads right, twenty minutes is enough to know.

Print cutoff: May 15 20 min · video or phone One category · one partner
Sources · Bank of Canada Policy Rate Decision — latest, Insurance Bureau of Canada — Facts of the P&C Industry · Severe Weather Season 2026
Sprout IQ · Belleville, ON